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Driver's and Insurance Points

Points are given for the following moving violation offenses pursuant to

N.C.G.S. § 20-16(c):

Conviction Point Value
Passing a stopped school bus loading or unloading children (NO PJCs) 5
Aggressive driving 5
Reckless driving 4
Hit and run, property damage only 4
Following too closely 4
Driving on wrong side of road 4
Illegal passing 4
Failure to yield right-of-way to pedestrian pursuant to GS 20-158(b)(2)b. 4
Failure to yield right-of-way to bicycle motor scooter, or motorcycle 4
Running through stop sign 3
Speeding more than 55 mph 3
Speeding through a school zone 3
Failure to yield right of way 3
No driver license or license expired more than one year 3
Running through red light 3
Failure to stop for siren 3
Speeding through safety zone 3
Failure to report accident where such report is required 3
No liability insurance 3
All other moving violations 2
Littering involving a motor vehicle 1

In case of the conviction of a licensee of two or more traffic offenses committed on a single occasion, such licensee shall be assessed DMV points for one offense only and if the offenses involved have a different point value, such licensee shall be assessed for the offense having the greater point value. See N.C.G.S. § 20-16(c).

The Safe Driver Insurance Plan (SDIP) establishes rates for drivers based on their accident histories and moving violation convictions. See N.C.G.S. § 58-36-65 and N.C.G.S. § 58-36-75.

12 Points

  • Vehicular Manslaughter (or negligent homicide)
  • Prearranged highway racing or aiding and abetting same
  • Hit and Run Driving resulting in bodily injury or death
  • Driving While Impaired
  • Transporting intoxicants for sale

10 Points

  • Highway Racing or aiding and abetting same
  • Speeding to Elude Arrest

8 Points

  • DWLR or Driving While Vehicle Registration Revoked

4 Points

  • Hit and Run resulting in property damage

Reckless Driving

  • Passing a Stopped School Bus
  • Speeding >75 MPH when posted limit is <70 MPH
  • Speeding >80 MPH when posted limit is ≥70 MPH
  • Driving After Consuming <21

2 Points

  • Illegal Passing
  • Speeding >10 MPH over limit and >55 MPH and <76 MPH
  • Speeding ≤10 MPH over limit in ≥55 MPH zone
  • Following Too Closely
  • Driving on the Wrong Side of the Road

1 Point

  • Speeding ≤10 MPH over limit in < 55 MPH zone* [excluding school zones]
  • Any other Moving Violation [including Exceeding Safe Speed; NOL; Failure to Yield to a Pedestrian]

No Points

  • Improper Equipment, Failure to Display Registration or Inspection or License

* No points are assessed if the driver has no other moving violations during the 3 year experience period. See N.C.G.S. § 58-36-75(f).

> Marcus Hill, Bailey J. Farrin & staff